Independent Advice for your success

Why work with an Independent Agent?

Shopping for insurance? Some buyers are unaware that there are different kinds of agents they can work with. Captive agents who are by contract able to suggest products by typically one company. Independent agents are able to suggest products from many companies. Choosing the right type of agent that meets your needs can make a big difference in securing the best combination of price and value.

With a captive insurance agent, you only get the guidance of one company that sells one brand of insurance. With an independent insurance agent, you might get up to eight choices.

As a result an independent insurance agent represents many brands, and can compare coverage and prices to find the best possible value for your individual needs. Independent agents are usually vested members of your community who are committed to doing business face-to-face and being your advocate in times of need.

They also:

* Work for you when you have a claim call the agent not an 800 number.
* Are not beholden to any one company. This means flexibility for you; you don’t have to change agencies/companies as your insurance and service needs change. Your age will be a influence the type of contracts that will assist you.
* Are your consultants, working with you as you determine your needs?
* Offer one-stop shopping for a full range of products, Annuities Fixed Index and Fixed, Long Term Care, Disability, Buy-Sell agreements, life, health, and retirement plans. Mortgage insurance may fit into your plan for living.
* Can periodically review your coverage to keep up with your changing insurance needs.
* Are committed to customer satisfaction-it’s the key to their livelihood
* Treat you like a person, not a number.
* Are licensed professionals with strong customer and community ties.

Our agency represents a broad range of insurance companies. This enables us to offer you – our client – a wider choice of insurance products. We are constantly looking for ways to save you money by shopping around for the best policy to meet your needs. Our professional, highly-trained staff is always ready and willing to serve you and provide you with the best coverage at the best price.

We are a customer-oriented agency, providing you with the highest quality insurance services available. We strive to satisfy the needs of each individual client by providing you with personalized insurance information and expert advice. Our ongoing mission is to help you protect your assets and achieve your financial goals.

Our specialists will properly assess the risks you face and give you a personalized needs analysis, finding the right product to fit your needs. We care about our clients!

There is a difference. Seek out an independent agent. To find out more about working with an independent agent, please contact us.