Long Term Care

Is the cost per month something you can pay out of pocket – that is you have long term care now. It will cost you most everything. Or you can transfer the risk to an insurance company and keep control, keep your wealth, and not impose on your family.

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Long-Term Care Break-even Analysis

Assuming $230 monthly premium and $48,000 Annual Benefit

Years Premiums are Paid
Benefits paid will equal Premiums paid in:
2 years
2 months
5 years
4 months
10 years
7 months
20 years
14 months

Example: If you paid monthly premiums of $230 for five years, your benefits would equal your total outlay in only 4 months.